I'm Musab Muhammad, an advisor with Syntra Health. I know what it means to stretch a budget, and I know what it means to need a plan with zero compromises. Whoever you are, I'll find you something that actually works.
I'm Musab Muhammad, a licensed health insurance advisor with Syntra Health. I got into this work because so many people — neighbors, friends, folks starting their own businesses — were either overpaying for coverage or going without it because the whole system felt impossible to navigate.
I work with everyone from first-time insurance buyers to business owners who need comprehensive plans for themselves and their teams. Income range doesn't matter. What matters is that you leave the conversation knowing exactly what you have and why it makes sense.
My only job is finding the plan that actually fits your situation — not steering you toward a particular carrier.
Deductibles, copays, out-of-pocket maximums, network tiers — I walk through all of it until you feel good about what you're choosing.
Mid-year questions, billing confusion, a plan that stopped making sense — email me directly. You'll hear back from a person, not a ticket queue.
Health insurance looks completely different depending on where you are in life. I've helped Syntra Health clients across every income level find something that works.
Whether you're buying your first plan on your own, adding a new dependent, or just tired of overpaying for coverage you barely use — we'll find something that fits your budget and your doctors. This covers young adults coming off a parent's plan, families adding kids, and couples juggling two different situations.
Going out on your own doesn't mean giving up good coverage. I help contractors, consultants, creatives, and trades workers — along with anyone who's recently left a W-2 job — find plans that make sense tax-wise and protect them the way an employer plan used to.
I help business owners set up group plans for their teams and find individual coverage that doesn't eat into what they've built. From one employee to twenty, there are options most people don't know exist — including HSA and HDHP strategies for companies outgrowing their current plan.
When cost isn't the main concern, coverage quality and flexibility are. I help executives between corporate roles, investors and business owners, and families who travel internationally build plans with no network restrictions, international coverage, and concierge-level care access.
Here's a look at the main types of coverage I work with through Syntra Health. The right fit depends on your income, your family, your doctors, and a few other details — that's exactly what we talk through together on the call.
For individuals and families buying coverage on their own. Depending on your income, you may qualify for tax credits that bring the monthly cost way down — sometimes to very little.
For freelancers, sole proprietors, and small business owners. These plans can work with your taxes, not against them — and group options are available even for very small teams.
For clients who want the broadest possible access with no network restrictions. Any doctor, any hospital — including international coverage for those who spend time abroad.
Before any advisor at Syntra Health can talk with you about coverage, they must hold an active license in your state. This is federal law — and a legitimate advisor will always welcome the question.
Every licensed producer in the US carries a National Producer Number (NPN) — a public record you can verify instantly at nipr.com.
No lengthy intake forms. No pressure. A straightforward conversation that gets you to a plan you actually understand.
We talk through your income, your family situation, the doctors you see, and your medications. Usually 20 minutes.
I pull options from 50+ carriers and filter down to 3–5 that actually make sense for your situation.
I explain your top options in plain terms, answer every question, and handle enrollment from start to finish.
Questions mid-year? Billing confusion? Email me directly — you'll always hear back from a person, not an autoresponder.
"I had no idea what I was doing when I first reached out to Musab. Within 20 minutes he had explained every option I had, found me a plan with a subsidy I didn't know I qualified for, and handled all the paperwork. I've sent four people his way since."
"I'm self-employed and always dreaded this search. Musab spent an hour with me, compared eight plans, and found an HSA-eligible HDHP that saves me thousands in taxes. The process was painless and he still checks in every year at renewal."
"We needed a plan with no network restrictions — I travel constantly and couldn't deal with referrals or in-network limits. Musab set us up with a private indemnity plan and walked through every detail. Exactly what we needed."
Twenty minutes is all it takes to know what's available to you. No obligation, no sales pitch.
Schedule a Free CallChoose a slot below and I'll call you at the scheduled time. Prefer to reach out directly first? Email ushealthmusab@gmail.com — I answer personally.